Travel Insurance, an Essential Part of Your Family Vacation!
Feb 3, 2023
Why travellers prefer Blue Cross
Feb 3, 2023
Planning your next family trip and wondering if you’re properly covered in case of accident or illness? You may have coverage through your group insurance or credit card… So, why would you need individual travel insurance? Together, let’s take a trip and find out how essential it is to purchase travel insurance for your next family vacation outside your province of residence.
The Government of Ontario website emphasizes the importance of purchasing private travel insurance before leaving your province of residence. Contrary to popular belief, the Ontario Health Insurance Plan (OHIP) reimburses only a small part of emergency medical care costs received outside your province of residence. So, whether you’re planning a family weekend in Quebec City or an all-inclusive trip to Mexico, travel insurance is an absolute necessity.
In terms of reimbursement, OHIP is limited to CAN$400 per day for emergency inpatient medical services abroad. However, these costs can easily amount to several thousand dollars in some destinations, such as the United States. Take the example of a person who spends three days in the intensive care unit of a Florida hospital because of a serious health problem. Hospital services would cost $25,000 in this case. Without travel insurance, the cost would be $23,800, or 95% of the total amount.
If you want to avoid unexpected bills and out-of-pocket expenses,
Ontario Blue Cross travel insurance provides access to one of the largest provider and healthcare facility networks in the United States, enabling direct payment to the provider whenever possible.
Do you have travel insurance through your credit card or group insurance plan? We encourage you to review the coverage offered and make sure it meets your actual trip needs.
If in doubt, you can supplement your coverage with individual travel insurance. If you have questions about our travel insurance, our customer experience agents will be happy to recommend the best option.
Ontario Blue Cross® offers four types of travel insurance coverage.
Coverage should be selected according to your situation and needs, based on the type of trip you plan to take. Make sure you get the coverage that is right for you.
A trip doesn’t always turn out as planned. Our goal is to support you in every phase of your stay: from planning to your return home.
Want to know more about Blue Cross travel insurance? Our customer experience agents are available to answer your questions.
Before travelling, we recommend you review the following information.
If you need additional information or tips before departure, our customer experience agents will be happy to help.
Get a quote online for Blue Cross travel insurance and find coverage that meets your needs.
*Only the two oldest insured persons pay a premium. Dependent children accompanying you are covered for Emergency Medical Care free of charge for trips of 31 days or less.