Legal terms of use

By submitting information to us, you certify that all such information is true, accurate and complete in all ways and you acknowledge that Ontario Blue Cross relies on that information to provide you with information and/or insurance coverage.

Ontario Blue Cross always makes every reasonable effort to protect the confidentiality of your personal information. However, we cannot guarantee your complete privacy, confidentiality and security. As a result, Ontario Blue Cross cannot be held responsible or liable for any harm or loss resulting from your transmission of any information to us.

By visiting the on.bluecross.ca website, you must understand that we use certain cookies from third-party providers, including those of Google Analytics. For more information, see Google’s privacy policy.

Cookies are small text files used by websites to track and collect data from your browser. This information is then stored on the device used to connect to the Internet. Cookies help us understand your activity on our website and recognize when you return. Cookies also allow us to better understand your preferences to offer you personalized content, mainly through advertisements. Note that you can generally manage and/or delete cookies stored on your device.

The information provided in this site is not an offer to sell, or invitation to purchase, any insurance product where any such offer to sell, or invitation to purchase, would violate the insurance laws of any jurisdiction. The products and services described in this site, with the exception of the Visitors to Canada Plan, are available to Ontario residents only. Any use of this site or purchase of insurance from this site shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada.

The information provided in this site is not intended to provide you with legal, insurance or other advice and Ontario Blue Cross shall not be responsible for any detrimental reliance you place upon this site or its contents. While Ontario Blue Cross makes every effort to present accurate and reliable information on this site, it does not endorse, approve or certify such information, nor does it guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of such information. This information is subject to change and update at any time without prior notice. Use of such information is voluntary and reliance on it should only be undertaken after an independent review of its accuracy, completeness, efficacy, and timeliness. Please consult Ontario Blue Cross for complete information about our products and services.

Use of this site shall be on an "as is" basis and entirely at your own risk. Ontario Blue Cross, its affiliated companies, its officers, directors, agents or employees, or any other person associated with the creation of this site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort, negligence, or otherwise) that may arise in any connection with use of this site, including any direct, indirect, special, third party, or consequential damages. No guarantees or warranties, including (but not limited to) any express or implied warranties or merchantability or fitness for a particular use or purpose, are made by Ontario Blue Cross.

None of the information contained on this site may be used in a claim, legal proceedings or legal action against Ontario Blue Cross, its subsidiaries, service suppliers or business partners.

Ontario Blue Cross offers links to other Web sites.

Reference in this site to any products, services, processes, hypertext links to third parties or other information by trade name, trade-mark, manufacturer, supplier or otherwise does not constitute or imply its endorsement, sponsorship or recommendation by our organization. It is your responsibility to verify the accuracy of the information contained in the sites and links to the Ontario Blue Cross site.

When you leave the Ontario Blue Cross Web site, the confidentiality policy no longer applies. Please carefully read the terms of use and confidentiality policy of the next site that you visit.

You must inform us if you would like to create a link on your site to the Ontario Blue Cross site. Unless there is a specific agreement, this hyperlink must not lead people to believe that Ontario Blue Cross is in any way affiliated with your Web site, nor that Blue Cross guarantees or approved the contents. We reserve the right to demand the removal of this hyperlink from your site at any time.

For more information about the site contents or for permission to use, reproduce or republish extracts from the site, contact us by e-mail at bco.indhealth@ont.bluecross.ca or by telephone at 1-866-732-2583.

The content in this site may not be reproduced, disseminated, published, or transferred, in any form or by any means, except with the prior written permission of Ontario Blue Cross. Members of Ontario Blue Cross may download the information contained in the pages reserved for their use as long as it is for their personal use only and not for commercial use. The user must mention “© Ontario Blue Cross. All rights reserved.” on the copy of all downloaded pages.

® Registered trademark of the Canadian Association of Blue Cross Plans, licensed to the Canassurance Hospital Service Association. Québec Blue Cross, Ontario Blue Cross, and Blue Cross Life are registered trademarks of the Canadian Association of Blue Cross Plans (CABCP) licensed to the Canassurance Hospital Service Association (CHSA), an independent member of CABCP operating in Quebec as Québec Blue Cross and in Ontario as Ontario Blue Cross. 

®* Registered Trademark of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross Plans.
®† Trademark of the Blue Cross and Blue Shield Association. All rights reserved.

^TM Trademark of the Canadian Association of Blue Cross Plans, an association of independent Blue Cross plans. Used under license by Blue Cross Life Insurance Company of Canada.