Travelling within Canada: Find the Right Insurance for Your Needs

Explore the Beauty of Canada with the Right Coverage

With summer approaching, are you dreaming of an unforgettable Canadian adventure? Whether you're exploring our stunning landscapes, breathing in the fresh outdoor air, cruising along beautiful waterways, or experiencing the charm of vibrant cities, the possibilities are endless!

Before you venture outside of your province, it's important to remember that your Ontario health insurance may not cover all medical expenses in another province if an emergency arises. Unexpected costs can quickly alter your plans. But with Blue Cross travel insurance, you can travel with confidence, knowing you’re fully covered. 

Headed Outside Ontario? Will Your Health Card Fully Cover You?

Having a valid health insurance card is essential when travelling in Canada, but it doesn’t guarantee complete coverage for medical expenses when you travel to other parts of Canada. In other provinces, you might need to pay for medical services directly and then apply for reimbursement from OHIP. This process can be time-consuming and may result in unforeseen costs. 

What does your provincial health plan cover outside Ontario? 

Thanks to interprovincial agreements, your provincial health plan provides basic coverage for hospital care and services received during hospitalization. This includes standard ward accommodation, medical procedures, and essential treatments. 

What isn’t covered? 

Each province and territory has its own health care rules, which means certain services may not be covered or may only be partially reimbursed. Some key expenses that may be your responsibility include: 

• Ambulance transportation 

• Emergency repatriation 

• Prescription drugs purchased outside Ontario
   

Are medical consultations fully reimbursed?

Not always. Medical consultations are reimbursed based on Ontario’s rates. If the cost is higher in another province, you’ll be responsible for the difference.

Full Coverage for Your Canadian Travels  

When travelling between provinces, don’t let unexpected medical emergencies result in costly bills. Comprehensive private travel insurance provides the full coverage you need to explore Canada with confidence. 

Ontario Blue Cross Travel Insurance 

Ontario Blue Cross travel insurance provides comprehensive coverage for expenses not covered by your provincial health plan, including: 

• Emergency dental care 

• Prescription drugs 

• Ambulance fees 

• Specialized consultations 

• And more
   

In addition to medical coverage, our plans offer essential benefits designed to meet your needs, including trip cancellation, baggage insurance, and 24/7 travel assistance—ensuring you’re supported throughout every stage of your trip. 

Multi-Trip Annual: Explore More with Year-Round Coverage 

Perfect for frequent travellers and those spontaneous getaways, the Multi-Trip Annual is ideal if you're planning multiple trips across Canada or internationally.  

Whether it’s a weekend in Quebec City, a tropical escape down south, or a road trip through the Rockies, this plan ensures you're covered for every adventure. 

• Comprehensive annual insurance: One policy covers all your trips. 
• Ultimate flexibility: Travel whenever you want. 
• Cost savings: Start saving as early as your second trip.
   

Choose the coverage that matches your adventurous spirit and explore year-round with the confidence of knowing you’re covered. 

Travel with Confidence with Ontario Blue Cross 

Whether you're exploring Canada or travelling abroad, every trip is different—and your insurance should reflect that. Our expert-designed plans provide comprehensive coverage tailored to your needs, wherever you go. Find the perfect solution for you in just a few clicks.