Person lying on a couch, holding a bank card in one hand and a mobile phone in the other, making an online purchase.

Why Buying Travel Insurance Online Is a Smart Choice 

Travel confidently with coverage that fits your trip 

 
So many Ontarians travel, whether it’s for a well-deserved vacation, an extended stay, or a last-minute getaway. No matter the destination or duration, it’s important to think about your coverage before you go. 

Travel insurance helps you handle the unexpected, like emergency medical care, trip cancellation, delays, or lost luggage. It lets you jet off with the essentials covered. 

People’s travel habits have changed. These days, we look for services that are accessible, quick, and easy to manage on our own. That’s why buying travel insurance online has become such a popular and practical solution. 

 

1. Quick, convenient, and available anytime

In just a few steps, you can: 

  • Get your quote 

  • Select the coverage you need 

  • Complete your purchase 

Everything is available 24/7, which is ideal for last-minute planners or anyone who simply wants to handle their coverage on their own schedule. No waiting on hold necessary. 

 

2. Full control through your Customer Space 

Once your policy is active, your Customer Space makes managing it easy: 

  • Check your contract 

  • Update your coverage 

  • Download your insurance documents 

  • Access your information whenever needed 

It gives you the freedom to manage everything independently, which is a big plus for those who prefer digital tools they can access on their own time. 

 

3. Coverage available for travellers aged 75 and under 

Ontarians aged 75 or under can purchase their travel insurance fully online. When a health declaration is required, it can be completed digitally with clear, simple instructions. This helps you understand exactly what’s needed before you buy. 

👉 Curious about how your health may influence your coverage? Explore our guide for more details. 

 

4. The Exclusive 3-in-1 Online Package for travellers aged 54 and under 

Travellers aged 54 or under planning a trip of 30 days or less outside Canada can access the 3-in-1 Package, only available online. It includes: 

  • Emergency medical care 

  • Accidental death or dismemberment 

  • Baggage insurance 

You can also choose to add trip cancellation or interruption coverage. It’s a bundled solution that simplifies decision-making while still offering proper protection. 

 

5. Compare plans easily to find what works for you

Online buying lets you quickly review different plans and price options. Whether you’re taking a short trip or a longer international adventure, you can see what each package includes and choose the one that best matches your destination, travel style, and budget. 

It’s the simplest way to make an informed decision without feeling rushed or needing to call an advisor. 

 

Recap: 5 reasons why buying travel insurance online makes sense ​​​​​​​  

Purchasing online offers: 

  • Easy — it’s simple, quick, and only takes a few clicks 

  • Convenient — no calls or paperwork 

  • Flexible — manage your policy anytime 

  • Tailored — personalize your policy for your travel needs 

  • Autonomous — manage your coverage your way 

Buying online makes it easy to pick coverage that matches your destination, travel plans, and personal needs, making it perfect for every type of traveller.