Purchasing travel insurance is a smart way to protect yourself in the event of unforeseen delays, cancellations or other events that could end up costing you hundreds or even thousands of dollars. With a travel insurance plan that includes trip cancellation and interruption coverage, you can save yourself the hassle and costs of cancelling hotel accommodation, flights and any other pre-booked plans. Something may happen during a trip that would cause you to miss a portion of it, or an emergency could come up at home before you depart that could require you to cancel the entire trip. When this happens, you want to make sure you are protected with the right travel insurance plan.
You have options
Fortunately, there are plenty of affordable travel insurance options, and at Blue Cross, we provide some of the most comprehensive travel insurance available. As one of the most recognized travel insurance providers worldwide, we are a trusted name you can rely on to cover your trip fully. Whether you need emergency medical care , trip cancellation and interruption insurance or annual travel insurance, we can help.
Estimating the cost of a trip per person
When you buy trip cancellation insurance, you are required to specify the cost of the trip per person. This cost includes amounts invested in any non-refundable expenses that you would lose in the event of a trip cancellation. It is important to calculate the cost correctly. If you have purchased a package trip deal, this could include transportation, airfare, hotel reservations, and any meals and side excursions (if you paid for them ahead of time). The cost of any shows or sports events that you bought non-refundable tickets for should also be included in the estimate.
Estimating costs for young travellers
It’s very important to make sure you estimate the cost per person correctly, as children often cost less when travelling than adults. Children under 2 can often fly on the lap of a parent or guardian, depending on the airline. When staying at hotels, they may not add significantly to the cost of the room, and children’s meals and tickets to events and attractions are usually considerably less expensive than those for adults. Because each member of your party could have different travel costs, it’s important to correctly estimate each member separately. If you have any doubts, don’t hesitate to call us at 1-866-732-2583.