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A construction worker with health benefits in Ontario.

Health insurance for those without access to group benefits

Working without benefits?

Do you work part time? Do you have a career that is considered high risk? Are you a contract worker? If so, most group plans will consider you uninsurable. Thankfully, with a personal health insurance plan you can obtain similar benefits to those available under a group insurance plan without having to meet the group insurance plan criteria. Use our handy plan finder to see the plans that are available to you.

Coverage for contract workers and temporary employees

If you are a contract worker or temporary employee, you often do not qualify for benefits under the group plan of the company you are working for. With a Blue Cross plan, the policy is yours. Whether you stay employed with your current company or find another position down the road, you own the policy and it follows you.

Waiting for your group coverage to take effect?

Do you need temporary coverage until your group benefits take effect? Contact us today to find out what options are available to you.

Working, but over the age of 65?

Many group plans terminate group insurance benefits at age 65, a time when you probably need the coverage the most. Don’t be left unprotected. Apply for a personal health insurance plan before your group insurance plan terminates. Use our handy plan finder today!

Give yourself peace of mind with the same type of coverage you would have under a group insurance plan. The plan is yours, so you can take it with you no matter where you go or what your employment situation is. Even if you’re working only part time, we have an individual health plan that is right for you. With a health insurance plan from Blue Cross, you can protect your health and your finances.

What do our health insurance plans cover?
  • Dental visits and fees
  • Drug costs
  • Hospital rooms
  • Vision care
  • Massage therapy
  • Physiotherapy
  • Medical equipment
  • Travel insurance
  • And more…

Find a plan for you now!

EQ Care virtual health care

With every eligible health insurance plan purchased, receive free medical support from your computer or mobile device 24/7. With EQ Care, you can talk to a doctor and receive a personalized care plan, all from the comfort of your own home.