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Blue Choice - Deluxe health plan

Core Health Benefits

If you're not covered by a company health plan, Blue Choice is the cost-effective way to ensure you're protected. It provides coverage that compliments your provincial health plan, with a wide range of extended health care benefits like vision care, hearing aids, nursing care, dental, prescription drugs and hospital coverage at an affordable monthly premium.

Benefits based on a yearly schedule commencing from the effective date of your policy.
Coverage for residents of Ontario only. Limitations may apply, see contract for details.

All Blue Choice contracts with Core Health Benefits include the following:

Blue Cross Assistance Program

We are pleased to provide our clients with the Blue Cross Assistance Program. This new program includes Health Consulting and Support Services, Information and Prevention Services, and Partner privileges and discounts.

When you enroll in a health plan from Ontario Blue Cross, you automatically have access to these services 24 hours a day, 7 days a week.

Our staff will provide you with:

  • Access to a Registered Nurse to answer your questions and provide advice and guidance on your health related questions
  • Home Support Services following a hospital stay
  • Referrals to specialists and health organizations in your area
  • and much more

Blue Cross Assistance offers exclusive benefits with our health care partners and as part of this essential program, you also have access to quality services at discounted rates through Ontario Blue Cross partnerships.

Upon enrollment, all customers will receive a booklet detailing the benefits of this exciting new program along with an Assistance Program card. Simply present your card, and enjoy quality products and services at a preferred rate.

Blue Cross Assistance. Another unique and valuable feature added to your health care plan.

Extended Health Care

The following benefits are reimbursed at 80%, up to specified maximum. Amounts refer to each covered person.

  • Hearing Aids (3 month waiting period) - up to $400 every 5 calendar years
  • Orthopaedic shoes up to $200 per calendar year
  • Medical Equipment and Supplies - up to $2,500 per calendar year
  • Nursing Care - up to $2,500 per calendar year
  • Ambulance Services - amount not covered by OHIP
  • 24-hour Toll-Free Health Assistance Hotline

The following benefits are reimbursed at 100%, up to specified maximum. Amounts refer to each covered person.

  • Accidental Dental - up to $2,000 per calendar year
  • Vision Care (3 month waiting period) includes laser eye surgery - up to $150 every 2 calendar years
  • Eye Exam by an opthalmologist or an optometrist (for insured under 65 years of age) up to $50 every two calendar years
  • Emergency Out-of-Province Travel Coverage - up to $5 million (available up to age 75)

Registered Therapists and Specialists

Costs and number of appointments vary for visits to an Acupuncturist, Chiropodist, Chiropractor, Massage Therapist, Naturopath, Osteopath, Physiotherapist, Podiatrist, Psychologist and Speech therapist.

SpecialistInitial VisitSubsequent VisitMax. Number
Acupuncturist $25 $25 25
Chiropodist/Podiatrist $25 $25 25
Chiropractor $25 $25 25
Massage Therapist $25 $25 25
Naturopath $25 $25 25
Osteopath $25 $25 25
Physiotherapist $25 $25 25
Psychologist $80 $65 20
Speech Therapist $65 $45 12

Benefits are payable only after the yearly maximum allowed under the Ontario Health Insurance Plan (OHIP) has been reached.

A written recommendation from a physician is required for massage therapy.

Travel Insurance - 15-day medical coverage

(available only to persons under 75 years of age)

Enjoy a 15-day annual travel plan with all Blue Choice Core Health Benefit Plans

Our plan provides emergency medical coverage while travelling outside the province and includes:

  • Benefits paid at 100%
  • An unlimited number of trips per year (15-day maximum per trip)
  • Emergency hospital and medical expenses
  • Worldwide Assistance Service
  • No deductibles
  • Available Top-up coverage
  • Emergency financial assistance
  • Up to $5 million in coverage

Accidental Death and Loss of Use

(available only to persons under 75 years of age)

Maximum payable amount:

  • $25,000 per applicant
  • $25,000 per spouse
  • $5,000 per child


Prescription drug benefit

  • Available up to age 64
  • Ontario Blue Cross pays 80%
  • Pay Direct Drug Card
  • $10,000 per person, per year maximum

Dental benefit

  • Available for purchase online up to age 74
  • For individuals 75 years of age and older, please contact us
  • Current ODA Fee Guide
  • Year 1 - 70% Basic, $750 per calendar year
  • Year 2 - 75% Basic, $1,000 per calendar year
  • Year 3 - 80% Basic, $1,250 per calendar year including 50% Major Restorative, up to $500/calendar year

Hospital benefit

Blue Choice with Optional Hospital Coverage includes:

  • $200 per day
  • 90 days per year
  • Semi-private/private room

Benefits are not paid for hospitalization due to pregnancy or pregnancy-related conditions during the first eight-months following the effective date of coverage.



EQ Care virtual health care

With every eligible health insurance plan purchased, receive free medical support from your computer or mobile device 24/7. With EQ Care, you can talk to a doctor and receive a personalized care plan, all from the comfort of your own home.