Travel Insurance
Tailored insurance solutions for Canadian travellers, visitors or Newcomers. Discover the perfect travel insurance plan for you.
Travel insurance
Tailored insurance solutions for Canadian travellers, visitors or Newcomers. Discover the perfect travel insurance plan for you.
Health insurance
Comprehensive health insurance for self-employed workers, new retirees, students or employees without group insurance: your health, our priority.
Life insurance
Don't leave your loved ones financially vulnerable. Discover the power of life insurance for unforeseen circumstances and ensure your family's protection.
We protect what matters most: your health and that of your loved ones.
Take Control of Your Travel Insurance
With your Customer Space, managing and personalizing your travel insurance has never been easier.
- Access your insurance policy anywhere, anytime
- Add or remove travellers
- Extend your trip coverage
- Adjust your travel dates
Virtual health care
Experience free medical support
Our eligible health insurance plans provide you with free of charge virtual health care. Connect with doctors online, receive personalized care, and renew prescriptions, all from the comfort of your home!
Other reasons to choose Ontario Blue Cross
Flight Delay Service
Unlock exclusive benefits with our complimentary service in case of flight delays. Enjoy access to airport lounges or even hotel rooms, based on the duration of the delay.
Blue Advantage®
Enjoy the power of our exclusive program, complimentary with your health insurance policy. Gain access to a range of support services to navigate through challenging times with ease.
Virtual health care service
Embrace free virtual consultations with health professionals from the comfort of home. Empower yourself with convenient, on-demand health care management right at your fingertips!
Our community
involvement
Partner with Ontario Blue Cross for home and global support and make a positive impact on your community.
Line
Medical emergency in Italy
“I have always received good service from Ontario Blue Cross. That’s why I’ve been choosing this insurance provider for more than 20 years to cover my family while travelling.”
Sherry
Baggage delay in Florida
“Ontario Blue Cross provided us with exceptional support throughout the claims process. The reimbursement was quick and efficient.”
Richard
Medical emergency in Florida
“We knew we were in good hands with Ontario Blue Cross, which was very reassuring. Thank you very much.”
Line
Medical emergency in Italy
“I have always received good service from Ontario Blue Cross. That’s why I’ve been choosing this insurance provider for more than 20 years to cover my family while travelling.”
Sherry
Baggage delay in Florida
“Ontario Blue Cross provided us with exceptional support throughout the claims process. The reimbursement was quick and efficient.”
Richard
Medical emergency in Florida
“We knew we were in good hands with Ontario Blue Cross, which was very reassuring. Thank you very much.”
Need to know more?
Pandemic Travel Insights
Stay informed before embarking on your journey.
About us
Adapting to your needs since 1942: our ever-evolving range of products and services tailored to our valued clients.
Our travel tips
Travel safety tips, vacation planning ideas.
Our health tips
Explore our advice on self-care and simplifying your life.
Find the answers to your questions
Insurance doesn't have to be complicated.
While provincial health insurance may cover some medical expenses when travelling to other provinces, there are often limitations and exclusions, such as coverage for ambulance services, repatriation, or prescription medication costs. To ensure comprehensive coverage for your domestic trip, it’s highly recommended to purchase additional travel insurance.
A pre-existing medical condition refers to any illness or condition that existed before your departure. To be covered, your condition must remain stable for a specific period outlined in your policy, which varies based on your age. You may also have the option to shorten this period by selecting the Option: Reduced Stability Period. For more details, please refer to our blog or contact one of our agents.
Travel insurance must be purchased before you leave your province of residence and should cover the entire duration of your trip.
Yes, unless you’re unable to do so. Our 24/7 assistance team is here to guide you to the best possible care. In case of a medical emergency, you must contact Blue Cross Travel Assistance immediately. Failure to do so before receiving treatment may result in your claim being denied. If you’re unable to contact us beforehand, seek care at the nearest clinic or hospital and call us as soon as possible to open your assistance file.
Yes, you can reach us toll-free or by calling collect during your trip using the following numbers:
- From Canada or the United States: 1-800-361-6068
- From anywhere else in the world (call collect): 514-286-8411
To be eligible for Blue Cross Health insurance, you must:
- Be a Quebec resident
- Hold a valid Régie de l'assurance maladie du Québec (RAMQ) card
- Meet the eligibility criteria for your chosen plan
Even if you're healthy, unexpected illnesses or accidents can happen at any time. Just like your home and vehicle, your health deserves reliable coverage. Our insurance provides a safety net allowing you to focus on what matters most—your well-being.
We offer coverage for various health care services, including vision and dental care, prescription medications, and support from different health professionals.
Plus, when you purchase a Blue Cross Health plan, you automatically gain access to our exclusive Blue Advantage discount program and the inConfidence® wellness program.
No. Dental coverage is only available as an optional add-on with select plans.
No, all Blue Cross Health plans require a valid provincial health insurance card. Our plans are designed to supplement your government coverage by helping with additional expenses not covered by your provincial health plan.
No, Québec Blue Cross does not require a medical exam for health insurance coverage. However, depending on the plan you choose, you may be asked to provide details about your health and medical history.
Orthodontic services may be covered, depending on the level of coverage you choose. We recommend reviewing our coverage levels before enrolling in a health insurance plan to ensure you select the one that best meets your needs.