Travel Insurance: An Essential for Travel Outside of Ontario

Passport. Check. Plane ticket. Check. Accommodation details. Check. Travel insurance?

Before you leave Ontario for your trip, there are some essentials to remember. Besides packing your travel documents and medication, you also need to think about another important item on your pre-travel checklist—travel insurance.

To help you make sense of travel insurance, here are some frequently asked questions and answers, as well as some suggestions on what to do if you encounter a health problem outside your province of residence.

Why is it important to take out insurance before I travel?

You never know what might happen when you travel, so it’s better to be prepared!

To be covered for any accidents or illnesses, you must have a policy in place before you leave Ontario. You will benefit from our guidance before you leave and from our outstanding assistance during your trip.

What should I consider when purchasing travel insurance?

Ensuring you have the appropriate insurance plan for your situation is essential.

There are many things that can interfere with your trip, from lost luggage to flight delays to medical situations. Fortunately, there are some insurance options that can reduce the inconvenience of such situations.

With Baggage, Trip Cancellation or Interruption, Emergency Medical Care and Accidental Death and Dismemberment coverage, as well as 24/7 Travel Assistance and Flight Delay Service included at no additional charge, Québec Blue Cross offers you the coverage you need.

What should I do if I get injured abroad?

While on your trip, you and your partner rented bicycles to explore the nearby sites. Unfortunately, you fall and hurt your leg.

Whenever you are faced with a medical emergency or injury, call Blue Cross Travel Assistance 24/7 immediately if you can. If not, call us as soon as you can. You can count on us to assist you in finding the nearest medical facility and coordinating your treatment. Our team will be there to support you. 

Is it possible to modify your insurance?

You’ve been enjoying the company of your friends down south and your golf skills are improving every week. You don’t feel like returning home so soon? Don’t fret: you can extend your travel insurance if you want to spend some more time in the sun and get that sought-after hole-in-one—as long as your policy hasn’t expired.

This also applies to coverage breaks. Many Canadians escape to warmer climates during the colder months, but some return for a few weeks during the holiday season to spend time with their loved ones. In these instances, Ontario Blue Cross offers the “Travel Break,” which allows you to go home and then return to your vacation destination without terminating your contract. The contract isn’t effective while in the province of residence. However coverage resumes once you are at your destination.

Prepare for the unexpected

Ontario Blue Cross travel insurance can be purchased easily. The insurance covers travellers for accidents, illnesses, and emergency medical expenses up to $5 million.

Blue Cross Travel Assistance is available 24 hours a day, 7 days a week, worldwide in 140 languages to provide support when you need it most. With access to one of the largest networks of health care providers and facilities in the United States, Ontario Blue Cross is the ideal choice for Canadians heading across the border. 

To be covered, it is essential to purchase insurance prior to travelling. Your well-deserved getaway will become reality when you check this item off your pre-trip list! 

Ready to purchase travel insurance, one of the most important items on your pre-trip list? To find out more, visit the Blue Cross Travel Insurance website.